Mortgage

Foreclosure Prevention Efforts Aren’t Keeping Up With Trends

FRANKFORT, Ky. – Industry measures to keep homeowners out of foreclosure are barely keeping pace with the rising rate of homeowners in trouble, according to the latest statistics collected by a group of state officials working to prevent home foreclosures.   

Governor Signs Bill to Help an Additional 25,000 Home Buyer Households

FRANKFORT, Ky. (April 11, 2008) – Kentucky Gov. Steve Beshear today signed House Bill 373, which doubles the debt ceiling of Kentucky Housing Corporation (KHC), the commonwealth’s housing finance agency. This increase from $2.5 billion to $5 billion will enable the agency to assist at least 25,000 additional households with safe, secure home mortgage loans.

Kentucky Housing Corporation Honors Top Lenders

Lending Partners Enable Kentuckians to Secure Safe Home Loans 
Kentucky Housing Corporation (KHC), the state housing finance agency, recognized the top lending partners in affordable mortgage loans at the Third Annual Lender Recognition Luncheon today in Frankfort.

Kentucky Housing Market May Benefit From Fed Rate Cut

Lexington, KY, 01/22/2008 – The recent announcement from the Federal Reserve to slash the federal funds rate by three quarters of a point was an action designed to help stimulate the economy and stave off a recession. The reduction, the largest in almost 20 years, may also lead to a possible boost in the Kentucky housing […]

Data: U.S. Rep. Hill Can Act To Save 592 Homes In Congressional District From Foreclosure During Subprime Mortgage Crisis

Estimate of Number of Homeowners Who Could Save Home Based on Publicly Available Data from Center For Responsible Lending; Rep. Hill Urged to Support Pending Bills to Eliminate Unfairness in Mortgage Foreclosure Process.
LOUISVILLE, Ky., Nov. 26 /PRNewswire-USNewswire/ — There is promising news today for distressed homeowners in the Jeffersonville area. The National Association of Consumer […]

OFI ADOPTS STATEMENT ON SUBPRIME MORTGAGE LENDING

FRANKFORT, Ky.  – The Kentucky Office of Financial Institutions (OFI) has adopted a Statement on Subprime Mortgage Lending in order to address emerging risks associated with certain subprime mortgage products and lending practices.     This regulatory guidance covers underwriting standards, management practices and consumer protection provisions that mortgage originators should follow when marketing and selling certain […]